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Type of Cover    
Age    
Monthly Cover  
  What does this insurance do?  
Worried about redundancy? Protect yourself against unemployment, accident or sickness from our Income payment protection insurance (PPI) and Commitments protection insurance. You will receive a tax-free monthly benefit of up to £2000 per month after the initial 30 days if you are made redundant or if you are unable to work due to an accident or sickness. You also have the choice to cover only for Unemployment only. Terms and conditions apply.
 
  What will this insurance cover?  
This cover includes the following
Monthly payments to you
if you are made redundant 		All your Loans
Your income Payments due for Credit Cards
Your Mortgage payments All Household Bills
Your Rent
Payments to cover your monthly commitments
Compare our terms to your current policy. We are the best
Cover up to £2000 of income 30 days waiting period, your claims are paid from day 31
Eligible to claim for unemployment benefit after the first 90 days No penalties for changing or cancelling your cover
 
Income & Commitment Protection - unemployment or redundancy, accident or sickness

If you are made redundant or should you find yourself suddenly unable to work, you would want to have financial assistance to cover your monthly regular outgoings, then income and commitments protection insurance may be the best choice for you. Commitments protection insurance means that in the event of you losing your job through no fault of your own, you would still have the financial assistance to meet your monthly outgoings, whether that is rent, secured loan repayments or even your mortgage repayments.
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How does it work?
Commitments protection insurance protects your monthly regular outgoings, usually up to 50% of your monthly wage, or £2,000 whichever is the least amount. One of the best things about commitments protection cover is that the money received from your commitments protection insurance doesn’t just have to go towards mortgage repayments; it can also be used to pay for your rent or secured loan. You get to decide how to use the money from your policy. A commitments protection plan, also known as a regular commitments protection policy, can help reduce the stress of suddenly finding yourself out of employment. Whilst in employment, it’s easy to take your monthly income for granted, but should that be suddenly taken away, without having income protection for loss of earnings, you could find yourself worrying about how to meet your financial obligations. A good form of unemployment cover means that you can concentrate on getting back to work rather than losing sleep over paying your bills.


Unemployment can happen to anyone
Income and commitments protection insurance isn’t just for people who think their company might be making redundancies; involuntary unemployment can be caused by a variety of reasons. Accident sickness and unemployment cover is a form of income and commitments protection insurance that would cover your regular outgoings such as mortgage, rent and secured loans should you find yourself unable to work because of an injury from an accident, or from an illness. When considering what type of cover is right for you, consider under what circumstances you would like to be covered for and make sure to check the terms and conditions so you understand what is included in your insurance.


Income and Commitments Protection Insurance can reduce financial stress
Income and commitments protection insurance can make a big difference if you find yourself unable to bring in an income because of unemployment. Imagine that your wage suddenly stopped tomorrow. Without any other form of financial assistance would you be able to meet your monthly bills and outgoings? Income and commitments protection is designed to provide you with the financial support to help you get back to work as quickly as possible. It is a short term insurance policy, which means that insurers usually pay out up to 12 months. In that time you would receive the financial assistance to meet your regular obligations until you have managed to get back into employment.

Income and Commitments Protection Insurance is an affordable way to put your mind at ease should the unexpected occur.
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Unemployment or Redundancy Cover
  If you are made redundant, you will receive regular monthly income to meet your regular obligations
  Protection to pay your mortgages
  Protection to pay your rent and loans
  Secure your commitments to protect yourself when the unfortunate happens and focus on getting back to work
 
Commitments Protection Insurance
  If unexpectedly unemployed, claim your policy to receive the financial assistance to meet your regular obligations
  Accident sickness and unemployment cover provides you financial support if you are out of work because of illness, injury or involuntary unemployment
  Protect your cash flow against eventualities that may lead to your unemployment
  Secure your lifestyle by protecting your regular outgoings
 
Why Choose Us?
At BEST INSURANCE, we always keep our customers – YOU at the heart of everything we do. We support you when it matters most.
 
 
Friendly UK Staff
All our call centres are UK based providing clear and concise information, that’s guaranteed.
 
 
Market Leaders
Our product range consistently delivers results, time and time again. No mean feat in this competitive marketplace.
 
 
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