Understanding your policy

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Sometimes it's easier to speak to a human. If you’d rather have a chat with one of our trained protection specialists, you can call us on 0330 330 9465. Our offices are open Monday to Friday, 9am to 5pm.

Introduction 

   Estimate reading time: 3 minutes

We know just how confusing insurance documents and products can get, teeming with industry jargon and very specific terms as they often are. That’s why we’ve devised a series of handy, helpful hints and how-tos so that you can become an expert on your insurance policy.

A brief introduction to
Income Protection Insurance

The phrase income protection insurance can sound scary at first, because it brings to mind all those things we don’t like to think about; especially what might happen to us if we lost our income, since most of us wouldn’t be able to keep up with our commitments without a regular wage. But don’t be scared! We’re here to break it down for you in three easy steps:

  • What is income protection insurance?
  • What are the key benefits of income protection?
  • How can I get a quote for income protection?

What is income protection insurance?

Income protection insurance is a type of policy designed to give both you and your family peace of mind when it seems like the world is falling apart around your ears. How does it do that, you ask? By paying you monthly instalments to keep you all afloat.

If you’re injured in an accident or too ill to work, or you’ve been made involuntarily redundant, our IP – that’s Income Protection! – policies can help you cover your regular monthly bills, like your mortgage or rent, your utilities, your loan repayments, and even your weekly grocery shop.

What are they key benefits of income protection insurance?

There are a lot of benefits to an income protection insurance policy, but we’ve narrowed down the top 5 for you here:

  • Protects you from any loss of income caused by accident, sickness, or unemployment
  • Covers up to 70% of your monthly income
  • You can apply easily online – no muss, no fuss
  • Gives you peace of mind, knowing your lifestyle and financial commitments are covered
  • No proof of outgoings required

No one wants to be left out in the cold without an income. Our products are here to keep you warm by protecting your pocket from financial loss.

How can I get a quote for income protect

Getting the Best income protection insurance quote for you is quick and easy; all you have to do is apply online below. But if you’d prefer to talk to a human – maybe you have questions not covered in our FAQ that you want answers to, for example – feel free to give us a call on 0330 330 9465, or pop an email over to us at info@bestinsurance.co.uk.

A brief introduction to
Accident and Sickness Insurance

When it comes to an accident and sickness insurance policy, it can be easy to get a little confused or even overwhelmed. What are they for? How do they protect you? Why do you need one? All these questions and more are our job to clear up for you, starting with these three common queries:

  • What is accident and sickness insurance?
  • What are the key benefits of accident and sickness insurance?
  • How can I get a quote for accident and sickness insurance?

What is accident and sickness insurance?

It’s a lot like income protection insurance, with one (pretty major) difference; where an income protection policy will guard you against loss of income because of involuntary unemployment, an accident and sickness policy will only pay you every month that you’re away from work because of – you guessed it! – accident or sickness.

If you’re self-employed, for example, you might not need to worry about losing your job. But that doesn’t mean you don’t worry about other things, and this way, you can be sure that your necessities are all paid for. We know exactly how essential peace of mind is in situations like this, so you can focus on getting better instead of worrying yourself even sicker.

What are they key benefits of accident and sickness insurance?

There are a lot of benefits to an accident and sickness insurance policy, but we’ve narrowed down the top 5 for you here:

  • Protects you from any loss of income caused by accident or sickness
  • Covers up to 70% of your monthly income
  • You can apply easily online – no muss, no fuss
  • Gives you peace of mind, knowing your lifestyle and financial commitments are covered
  • No proof of outgoings required

It’s easy, it’s simple, and it’s necessary. No one wants to be kept up at night worrying about what might happen to them if they lost their source of income. Rest easy knowing we’ve got you covered.

How can I get a quote for accident and sickness?

Getting the Best accident and sickness insurance quote for you is quick and easy; all you have to do is apply online below. But if you’d prefer to talk to a human – maybe you have questions not covered in our FAQ that you want answers to, for example – feel free to give us a call on 0330 330 9465, or pop an email over to us at info@bestinsurance.co.uk.