| Requirement of Mortgage, Loan or Rent Tip  Personal mortgages, buy to let mortgages, secured loans and rents will be used as a qualifying criteria. |
| Maximum Benefit TipThe maximum amount the insurer will pay on a monthly basis when a claim is made.
|
| Maximum Cover Entitlement Tip The maximum benefit amount you can cover based on your individual circumstances. |
| Initial Exclusion Period TipNumber of days after inception of the policy during which your claim will be disallowed. |
| Variable Excess Days TipThe number of days you have to wait for your claim to start accruing. |
| Benefit Term TipThe maximum number of months the insurer will pay your claim. |
| Protects and Covers TipOverview of what the benefit amount that the insurer pays on a claim can be used for. |
| Income Protection Insurance |
| No |
| £2,000.00 |
| 50% of gross income |
| 90 Days |
| Yes |
| 12 Months |
| Your Income • Mortgages • Secured Loans • Rent • Credit Cards • Utilities • Insurances • Council Tax • All other household bills |
| Payment Protection Insurance |
| Yes |
| £2,000.00 |
60% of gross income & 100% of mortgage, secured loan or rent, whichever is lower |
| 90 Days |
| Yes |
| 12 Months |
| Mortgages • Secured Loans • Rent |
| Payment Protection Plus Insurance |
| Yes |
| £2,000.00 |
50% of gross income & maximum 150% of mortgage, secured loan or rent, whichever is lower |
| 90 Days |
| Yes |
| 12 Months |
| Mortgages • Secured Loans • Rent • Credit Cards • Utilities • Insurances • Council Tax • All other household bills |
Regular Commitments Protection Insurance(available on phones only) |
| No |
| £3,000.00 |
90% of net income & maximum 105% of all your commitments |
| 60 Days |
| Yes |
| 12 Months or 18 Months |
| Mortgages • Loans • Rent • Credit Cards • Utilities • Insurances • Council Tax • Household bills • All other provable monthly commitments including SKY/Cable TV, childcare, phones etc |
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Short Term Protection
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