Policy Documents

It is essential that you read the policy wordings carefully before taking out unemployment, accident and sickness insurance, payment protection insurance, income protection insurance, or redundancy or unemployment insurance. There are certain conditions for each policy that you must understand. The "Policy Wordings" form the terms & conditions of your cover and it is important to ensure you fully understand how your policy works and what you are entitled to claim for.

The policy summary, also known as "IPID", contains the main policy information. It gives you the salient features of the policy, eligibility to claim on the income protection cover, benefits and exclusions that you should be aware of and also outlines claims process for payment protection insurance and payment protection plus insurance.

The policy wording, also known as the certificate of insurance, contains the policy terms & conditions and explains definitions, the insurance contract, exclusions and the support services we have in place for you. It also advises how to make changes or cancel your policy and explains how to make a claim.

Standard Income Insurance:

• Policy Document
• IPID Document

Standard Mortgage Insurance:

• Policy Document
• IPID Document

Easiprotect:

• Policy Document
• IPID Document

Keystone:

• Policy Document
• IPID Document

Assurity:

• Policy Document
• IPID Document

Shepherds Friendly - Long Term:

• Policy Document
• IPID Document

Shepherds Friendly - Short Term:

• Policy Document
• IPID Document

Best Accident Insurance:

• Policy Document
• IPID Document

Best Income Insurance - Covea:

• Policy Document
• IPID Document

Best Income Insurance Ultra - Covea:

• Policy Document
• IPID Document

Simple Income Insurance - Covea:

• Policy Document
• IPID Document

Best Income Bee 120 - Covea:

• Policy Document
• IPID Document

Best Income Bee 90 - Covea:

• Policy Document
• IPID Document

Best Income Bee 60 - Covea:

• Policy Document
• IPID Document

Best Income Guard 120:

• Policy Document
• IPID Document

Best Income Guard 90:

• Policy Document
• IPID Document

Income Bee 150:

• Policy Document
• IPID Document

Income Secure 150:

• Policy Document
• IPID Document

If you have any queries on the above documents or need more information, please contacts us and we will be delighted to help you.